SOLD-Understated Luxury Abounds

Imagine coming home to an exceptional offering in the golf course community of Cahoon Plantation. This sophisticated all brick custom home was designed with the finest details.   Imagine enjoying  a manicured, award winning lawn with extensive landscaping and a water feature – all requiring  minimal maintenance. Constructed of the highest standards, this stunning three story home offers 4,138 square feet of living space, five bedrooms and five full baths.  Imagine greeting your guest in the dramatic two story entry foyer that sports  exceptional craftsmanship.  Imagine showing off the elegant formal living room and formal dining room that flank the foyer.

Imagine preparing  your cuisine  in the gourmet kitchen that offers multiple prep areas, stainless steel appliances  include dishwasher, refrigerator with enclosure, microwave, double ovens with dual use convection oven, gas cook top.  The upgraded cabinets have cabinetry crown, roping and light rails, task lighting and granite counter tops complimented by a tumbled tile backsplash. A butler’s pantry also serves as a perfect buffet area for brunch.  Imagine knowing your water is the best for human consumption and the unseen pipes with reverse osmosis and water softener. The extra kitchen faucet is a more powerful reverse osmosis system for drinking water.  Imagine dining “alfresco” on the lanai just off the kitchen and enjoy the sound of the waterfall.

Imagine entertaining in a family room designed for comfort.  This gracious family room offers built – in bookcases, base cabinets, a surround sound media system (including the components and the television, – with an acceptable sales price).  The beautiful coffered ceiling  & specially designed window treatments makes the transition from the breakfast area to the family room.

Imagine enough dressing and bathing room for everyone.  The second floor has four bedrooms & three full baths, two of the bedrooms share a Jack and Jill style bathroom. All the closets throughout the house have custom closet upgrades.  Imagine yourself retreating to the luxurious master suite.  Inviting color pallet, impressive moldings and finishes, say “relax”. Start or finish your day on the private balcony, listening to nature and unwinding.  The master bath boasts his and her vanities, deep soaking jetted tub, upgraded mirrors, one of a kind granite tops, upgraded shower enclosure and an extensive custom closet with two hampers and two jewelry drawers.

Imagine escaping to the third floor  that was prewired for a media center / home theater area. This flexible space can also serve as another bedroom, as it has a full bath.  Use your imagination, will it be a “man-cave”, a teenage suite, an in-law hide-away, an extra office, or a fun game room for the entire family?

Imagine that this  beautiful home, with all the upgrades was prepared just for you.  Home deals in this economy are abundant if all you do is look at the square footage.  Imagine getting more.  Imagine coming home to your dream – square footage and upgrades to enhance your lifestyle.   This is your opportunity to make your imagination a reality! CALL Chris at 757-288-0983 to make your dreams come true.

VIRTUAL TOUR

Easy Living

Entertaining

Manicured & Low Maintenance

Property Details

Listing Price: $594,900
Address: 900 Country Club Blvd.
City: Chesaspeake
State: VA
ZIP: 23322
Location: Cahoon Plantation
School District: Great Bridge
Age:
Monthly Rent: n/a
Square Feet: 4,138
Bedrooms: 5
Bathrooms: 5
Type: Single Family
Style
Parking: 2 Car Attached Garage
MLS # (if any):

Additional Photos

 

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Looking for a 2nd Home! I have just the lot!

The luxury community of Butler’s Bluff awaits you. Perfect opportunity to buy and build your dream home. Nestled among million dollar homes, Don’t miss this opportunity. Call for more details.

Property Details

Listing Price: 275000
Address: Lot 24 Butler's Bluff Drive
City: Cape Charles
State: VA
ZIP: 23310
Location: Butler's Bluff
School District: Northampton County
Age:
Monthly Rent: n/a
Square Feet: n/a
Bedrooms: n/a
Bathrooms: n/a
Type: vacant land
Style
Parking:
MLS # (if any): 0942708

SOLD – Casual, Comfortable Living

This beautifully appointed Ranch Home offers a private master suite that opens to a gracious deck overlooking a gorgeously wooded area. The perfect place for privacy. Master Bath has jetted tub with separate shower and dual sinks. The spacious floor plan makes this a great home for entertaining. Formal Dining Room for those planned candle light dinners, as well as an open floor plan for those more spontaneous gatherings. Kitchen boasts granite tops and ceramic tile. The large room over the garage is a “suite retreat” for teens or in-laws with plenty of privacy and its own full bath. Additional Features include a new HVAC unit that was installed in 2006, a garage that offers a custom Florida screened enclosure, and Rid O’ Rust that prevents well water in the sprinkler system from leaving those unwanted rust stains on the exterior of the home and sidewalk as well.

Property Details

Listing Price: 379905
Address: 1312 Piedmont Arch
City: Chesapeake
State: VA
ZIP: 23320
Location: Dominion Lakes
School District: Great Bridge High School
Age: 2002
Monthly Rent: n/a
Square Feet: 2850
Bedrooms: 4
Bathrooms: 3
Type: Single Family
Style Ranch
Parking: 2 car attached garage
MLS # (if any):

Additional Photos


Location Map








Sellers and Short Sales

What is a short sale? A short sale occurs when a homeowner sells their home for less than (or short of) what they still owe on their mortgage, and the bank agrees to accept the proceeds from the sale as payment in full of the loan balance.

I talk with many homeowners who are finding it more and more difficult to pay their mortgage on time or in full. Just look at the news, every day we hear stories of homeowners walking away from their mortgages (which could damage your credit rating for years to come). Other homeowners feel they have no other choice but to sit back and wait for the lender to foreclose. If you are considering this, please call a qualified Real Estate Specialist, you may have other alternatives, such as a short sale.

If the value of your home is below the amount you owe on your mortgage(s) then you are considered to be “upside down or underwater.” Homeowners who are in this position may want to consider applying for short sale approval from their mortgage company.

How do I start the Short Sale process? Where Do I start?

I. Contact your lender’s Short Sale Department or Loss Mitigation Department. They will explain their Short Sale process and procedures. In many cases, the Short Sale review process (by your lender) doesn’t even begin until after the property has been listed for sale and an offer has been received; this process typically takes longer. Some lenders won’t consider your application for Short Sale unless you have an actual buyer.

II. Complete your lender’s Short Sale package. The Lender wants a clear picture of your financial status including any hardships which are preventing you from honoring your financial obligation. If you do not provide a complete package, your application could be denied. A Short Sale package typically consists of the following:

A. Tax returns from the previous 2 years
B. All bank statements from at least the past 2-4 months
C. Financial records – debts, income, assets, etc.
D. A hardship letter should identify the financial hardships that have negatively impacted your inability to pay the mortgage (i.e. job loss, health issues, death of spouse, mortgage rate adjustments, etc.)

III. Lender approval of package – Once they have reviewed your package and determine that your financial picture is accurate, they go about determining the value of your home. They will either assign an agent to do what’s called a BPO (Broker Price Opinion) to determine the value, as well as a HUD1 which reflects the net to the Lender based on the BPO price.

Note: The “Short Sale” process is not a “Short” one, be patient as the process can take weeks to months depending on the lender involved. It is critical to speak with an experienced Real Estate Specialist when considering this course of action.

Think before you hoof it

In the last year, I’ve heard far too much about homeowners walking away from their mortgage. They believe that after the default, they can raise their credit scores by paying all their bills on time and eventually hope to finance another home.

I have seen homeowners default due to job loss, medical reasons and divorce, defined as hardship. Typically they must wait approximately 5 years before buying again as opposed to those who “walk away” from their obligations. Beware, know the impact of a this decision. It may take more than 5 years to buy again.

I am also reading that underwriters will most likely scrutinized an applicant’s application to determine what factors lead to the default. Should they determine that no “hardship” was present, it’s likely the decision to default will have a major impact and work against you. This is not to say that they expect to see a flat out denial of loan applications by defaulting purchasers, however, a larger down payment or higher interest rates may be asked of the defaulting party.